This plan is designed for US citizens and US residents who are travelling outside the USA.

The following examples are the most common uses:

1. Students studying abroad
2. Executives traveling overseas on work assignments
3. Travelers/Tourists who are seeking medical coverage, including medical evacuation, while outside the USA
4. Families traveling abroad on sabbatical
5. Missionaries traveling abroad to provide foreign aid

This plan is designed for people coming to the USA for periods from 1 day to many years.

The following examples are the most common uses:

1. Foreign Nationals visiting
2. Imigrating to the USA
3. USA citizens coming back to the USA after being outside the USA
4. Foreign Nationals living in their home country working for a US company
5. Foreign Nationals travelling to the USA and additional countries prior to returning to their home country

This plan will allow individuals to purchase an AD&D policy which will cover a death from an accident.

The following examples are the most common uses:

1. War Zone coverage
2. Key Person
3. Buy/Sell Agreement
4. International Coverage
5. Flight risks
6. Life Insurance postponement